Don’t stress about trying to figure out foreign medical systems or how you’re going to pay for unforeseen medical bills. If you’re traveling internationally for a short period of time, consider one of these seven short term travel insurance plans from provider IMG.
All You Need To Know About IMG's 7 Insurance Plans
1. Patriot Travel Medical Insurance
Whether you’re a U.S. citizen or not, you can have coverage under the Patriot Travel Medical Insurance plan while you’re traveling outside of your home country. This plan includes intensive care, surgery, physician visits, local ambulance expenses, prescriptive medication, and more. Deductibles range from $0 to $2,500 and maximum limits range from $50,000 to $2,000,000.
2. Patriot America Plus
The Patriot America Plus plan is for non-U.S. citizens who need short term coverage while traveling outside of their home country. The plan gives you the freedom to get treatment from the doctor or hospital of your choice. Deductibles range from $0 to $2,500 and maximum limits range from $50,000 to $500,000.
3. Patriot Platinum Travel Medical Insurance
Do you want to be completely worry free by having maximum coverage and protection while traveling internationally? With this plan you have access to the Global Concierge & Assistance Services and universal Rx pharmacy discounts. Deductibles range from $0 to $25,000 and maximum limits range from $1,000,000 to $8,000,000.
4. Patriot Multi-Trip Travel Medical Insurance
The Patriot Multi-Trip Travel Medical Insurance is intended to meet the needs of business travelers who go abroad multiple times per year and would like an affordable annual premium. With this plan, your spouse and children will be covered as well. This plan has a $250 deductible per covered illness and has a maximum limit of $1,000,000.
5. GlobeHopper Senior
If you are a U.S. citizen or U.S. permanent resident age 65 or older and you qualify for Medicare, consider the GlobeHopper Senior plan for your short term travel medical insurance. You can chose either the Single-Trip plan design or the Multi-Trip. The plan is available in both daily and monthly premium rates and the maximum limits for the plan range from $50,000 to $1,000,000.
6. Patriot Adventure Travel Medical Insurance
Do you love the adrenaline rush you get from adventure sports? Enjoy the thrill instead of worrying about having a medical plan that doesn’t cover your passion. With the Patriot Adventure Travel Medical Insurance plan, you can be covered whether or not you’re a U.S. citizen. Depending on your preferences, coverage can range from 30 days to six months. The maximum limit is $50,000.
7. Patriot Platinum Group Travel Medical Insurance
If you’re traveling in a group of five or more and want maximum coverage for the short term, check out the Patriot Platinum Group Travel Medical Insurance plan. There’s a plan available for both U.S. citizens and non-U.S. citizens. This plan gives you access to board-certified physicians and pharmacists who can answer any of your health questions. You will also have access to Global Concierge & Assistance Services. You can choose from a deductible of $0 to $25,000 and the plan has a maximum limit ranging from $1,000,000 to $8,000,000.
This article was written by Colleen Regan.